Giving You the Bigger Picture

If you’ve never before bought a property in order to let it, there are a number of considerations to take on board before you commit. These extend from researching the rental market as a whole through becoming familiar with promising areas to finding the right mortgage deal. Our expert advisers can make the process much less daunting, and even bring buy-to-let within your reach.

When you’ve already had experience of what buy-to-let entails, we can help you expand and diversify as a landlord. More extensive involvement in the buy-to-let market means greater financial uncertainty, so we’ll always aim to give you the bigger picture. And because your financial plans can’t be separated from your life plans, our specialists will take your future objectives into account before offering their advice.

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Income Protection Cover

Of course, buy-to-let is not a risk-free undertaking. The main characteristic distinguishing buy-to-let mortgages from the norm is that your lender takes into account the rent you can reasonably expect to earn from your future tenants. But it’s possible you won’t get regular instalments of rent because there’s no guarantee you’ll always be able to find suitable tenants, and this can affect how affordable you find your mortgage.

That being said, many investors do find buy-to-let a worthwhile addition to their investment holdings. Our friendly advisers can help you arrange income protection cover to assure your mortgage repayments in the event of a scarcity of tenants or other unforeseen circumstances.

*There is no guarantee that it will be possible to arrange continuous letting of your property, nor that rental income will be sufficient to meet the cost of the mortgage.

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Beside you all the way

At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.

What our clients say

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